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Why Buyers Choose The Larry Chappell Team - Why homebuyers looking for a real estate agent in the Ft. Campbell, Clarksville and Sango area choose The Larry Chappell Team. Latest Listings - Get The Larry Chappell Team's latest Ft. Campbell, Clarksville and Sango listings of homes for sale first! Find Your Perfect Home - The Larry Chappell Team will search for your ideal home and email you the newest Ft. Campbell, Clarksville and Sango MLS listings of properties in Montgomery County TN. First Time Homebuyers - Are you a first time homebuyer in Ft. Campbell, Clarksville and Sango, TN? Choose a top real estate agent. The Larry Chappell Team can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Ft. Campbell, Clarksville and Sango house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Ft. Campbell, Clarksville and Sango Homes, For Home Buyers, For Home Sellers, Ft. Campbell, Clarksville and Sango Information, Real Estate Resources, and About The Larry Chappell Team. 
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Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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| Q |
What does "contingency" mean in real estate?
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| A |
A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence." |
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